Why state exchanges have been working and the federal one hasn't.

 

"KY Governor Steve Beshear Lauds Obamacare; Bashes Fellow Republicans For Lying"

http://paxonbothhouses.blogspot.com/2013/10/kentuckys-republican-governor-lauds.html

"Some analysts argue that the complexity of doing the job at the federal level is just too great. Under the Affordable Care Act, states that chose not to create their own exchanges are to use an exchange set up by the federal government -- Healthcare.gov. Thirty-six states chose not to create their own exchange. The federal system must be capable of integrating with multiple-state eligibility databases...Another advantage to implementing Affordable Care Act portals at the state level, say analysts, is proximity to those with a stake in the system: insurers, state eligibility departments and consumers." Patrick Marshall in The Seattle Times and Kaiser Health News.